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This one makes me sad.

Wow. :( It's sad. But true. I guess. I got a hefty scholarship from my college... if not, my parents wouldn't have been able to afford it.

I went to a private undergrad, it was expensive, all on loans. I was poor. I'm still poor, but I'm in grad school and paid well for it.

Loans aren't enough, you need hard work too.

In your dreams, kid.
Maybe if you'd said private-college kids...