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First of all.....LOVE your toons. You are a genius. Long time reader, first time commenter.

I'm perplexed by this one....wouldn't your odds of having insurance go down if you have 4 hubcaps? For instance, if someone has 2 hubcaps, they may have 10 to 1 odds of having insurance. But if you have 4 hubcaps, your odds might be 2 to 1. So, the odds technically go down, not up....right?

I'm no mathematician....quite frankly, I'm not all that smart. But this one got me thinkin....

This is spot on in my case - in terms of people who have hit ME and the number of hubcaps they've had.

Keep up the good work.

Brian:
You're therefore saying there is a 1 in 10 (1/10) shot that the 2-hubcap person has insurance. You're also saying there's a 1 in 2 (1/2) chance if they have all 4. 1/10=0.1 < 1/2=0.5
You have it backwards because you're using a ratio like 10:1 which is equivalent to a fraction of 1/10 and fractions are how probability works. The direction you're seeing it is 200% v. 1000% but probability has to be out of 100%

I don't believe she's got it wrong, as the number of hubcaps goes up, so too do the odds that the person has car insurance, makes perfect sense to me.

you don't get it. size, not number of hubcaps. you people are even whiter than me.

Aluminum car wheels and motorcycle wheels do not have hubcaps. Hubcaps were invented to make factory steel wheels look like nicer aluminum wheels. And why do they call it a hubcap when it covers the wheel?

Josh:
Fear not Josh... you are the whitest one here. It is NUMBER of hubcaps not size, hence the 4 marked on the horizontal axis.

Anonymous:
Hubcaps were invented to cover the greased bearing in the HUB of the wheel. Later wheel covers were developed to dress up the wheel. Not sure how the two became synonymous. I couldn't find a good reference and the wiki entry (http://en.wikipedia.org/wiki/Wheel_cover)
is not very good.